Everything You Need to Know About Hail: Keeping Your Roof Safe from Winter Weather

Winter brings its fair share of challenges, and for homeowners, one of the most dreaded hazards is hail. These icy missiles can turn a calm winter evening into a costly repair nightmare in minutes. From denting cars to damaging roofs, hailstorms leave behind a trail of destruction. The old saying, “an ounce of prevention is worth a pound of cure,” couldn’t be more true when it comes to protecting your home from hail. Read on to discover how you can safeguard your roof, save yourself from costly repairs, and ensure your home weathers the storm this winter.


Why Hail Is Such a Problem

Hail isn’t just an inconvenience; it’s one of the most destructive weather events homeowners face. According to the National Weather Service, hail can range in size from tiny pellets to golf balls or even larger. While smaller hailstones may seem harmless, they still pack a punch, especially when combined with strong winds. The damage caused by hail can range from minor cosmetic dents to structural issues that compromise the integrity of your roof.

  • In the U.S., hail-related damages total billions of dollars each year.
  • Oklahoma and Arkansas rank among the states most frequently hit by hailstorms.
  • A single hailstorm can damage thousands of roofs in a matter of minutes.

When hail strikes, your roof takes the brunt of the impact. Shingles can crack, loosen, or completely break off, leaving your home vulnerable to leaks and further weather damage. The financial burden of repairs can be staggering, with the average homeowner spending $5,000 to $10,000 on hail damage claims.


Prevention Methods: Protecting Your Roof from Hail Damage

Taking proactive steps to protect your roof before a storm can save you money and stress. Here’s how you can prepare:

  1. Inspect Your Roof Regularly
    Look for loose or damaged shingles and repair them before winter hits. Weak spots are more likely to fail under the impact of hail.
  2. Invest in Impact-Resistant Shingles
    Modern roofing materials are designed to withstand harsh weather. Impact-resistant shingles, rated by UL 2218 standards, can minimize damage from hail.
  3. Install Roof Protection Systems
    Hail guards or reinforced underlayment can provide an extra layer of protection, especially in hail-prone areas like Oklahoma and Arkansas.
  4. Know the Difference Between Superficial and Serious Damage
    • Superficial Damage: Small dents or chipped paint may not require immediate attention.
    • Emergency Damage: Cracks or punctures exposing the underlying structure demand immediate repair to prevent water infiltration.
  5. What to Do if Hail Causes an Opening
    If hail creates an opening in your roof, cover it immediately with a tarp or other waterproof material to prevent further damage. Call a roofing contractor as soon as possible.

Working With Your Roofing Contractor and Insurance Company

When a hailstorm leaves your roof battered, time is of the essence. Let’s talk about how to navigate the repair and insurance process smoothly.

  1. Document the Damage
    Take photos and videos of the hail damage immediately after the storm. Make sure to include timestamps to support your insurance claim.
  2. Contact Your Roofing Contractor
    Vision Exteriors specializes in hail damage repairs and understands the unique challenges of Oklahoma and Arkansas weather. A professional inspection can help you determine the extent of the damage and prioritize repairs.
  3. Temporary Solutions for Bad Weather
    If the weather won’t permit immediate repairs, your contractor can help you implement temporary fixes like tarping vulnerable areas until conditions improve.
  4. File an Insurance Claim
    Provide your insurance company with all necessary documentation, including your contractor’s report. This will expedite the claims process and ensure you receive fair compensation.
  5. Understand Your Policy
    Review your homeowner’s insurance policy to confirm coverage for hail damage. Knowing your deductible and what’s included can prevent surprises later.

At Vision Exteriors, we know how unpredictable and extreme the Oklahoma and Arkansas climate can be. Our team is experienced in repairing and protecting roofs from hail damage, ensuring your home stays safe through winter’s worst. Whether you need a proactive inspection, emergency repair, or assistance with an insurance claim, we’re here to help. Don’t let hailstorms catch you off guard—contact Vision Exteriors today to keep your roof ready for whatever winter brings.